EZ Creamy Black Bean Dip

2 cups reduced-fat sour cream 2 tablespoon taco seasoning 1 teaspoon chili powder ½ teaspoon powdered garlic 3-4 dashes hot sauce(your choice) 1 cup shredded pepper-jack cheese 1 15 oz. can black beans, rinsed & drained 1 4 oz. can diced green chilies ¼ red onion, finely chopped

Combine sour cream,taco seasoning, chili powder, garlic powder, and hot sauce in a medium bowl. Fold in cheese, black beans,green chilies and finely chopped red onion. Refrigerate until ready to serve. Serve with taco chips or pita chips